At These Rates, Mortgages Are Now a Much Tougher Sell
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People are definitely starting to notice the recent spike in mortgage rates. A Mortgage Bankers Association index measuring…
What Do the Abbreviations on My Credit Report Mean?
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Checking your credit report regularly is important so that you know it includes the right information—and nothing else.…
What Is the Applicable Federal Rate (AFR)?
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Definition of Applicable Federal Rate The IRS publishes a set of AFRs in Section 1274(d) of the Internal…
Phone Trade-In vs. Selling
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For many people, a cellphone is the most important device they own. So, the prospect of upgrading your…
What You Need To Know About Stoneberry Credit
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Buy now, pay later (BNPL) programs have gained significant traction over the last few years. In September 2020,…
What Is a Closed Economy?
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Key Takeaways A closed economy is an economy that does not participate in international trade, meaning it does…
SmartCredit Review
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SmartCredit offers an interactive credit report that’s easier to read and understand than a traditional credit report. Rather…
How 529s Affect Scholarships (and Vice Versa)
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A 529 plan is a type of tax-advantaged investment account specifically designed for college savings. With tax-free growth…
Overview of 529 College Savings Plan Rules
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Few things excite parents, relatives, financial planners, and college-bound students like the availability of Section 529 College Savings…
Income Share Agreement: What Is It?
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What Is an Income Share Agreement? Through an income share agreement (ISA), a student agrees to pay for…